No Compromise: How to Increase Credit & Debit Card Security

Image by Free-Photos from Pixabay

How secure are your debit and credit cards? What’s the likelihood they’ll end up with someone you don’t know, who gets busy making unauthorized purchases and running up your balance?

To increase security, download, install, and use card protection apps and mobile wallet pay apps such as ApplePay or SamsungPay.  The security is built-in.

Card protection apps, such as CardValet® (available to Noble Credit Union members) is a free app that you upload your debit and/or credit cards to.  It allows you real-time management and protection of your debit and credit cards from your mobile device. Here’s some of what you can do with amazing apps such as this:

Turn your cards on and off. This feature can be used to disable a lost or stolen card. Turn your card off and no withdrawals or purchases can be made by anyone.

Receive transaction alerts. Every time your cards are used, whether the transaction is done by you or someone you don’t know, you’ll be alerted immediately on your device.  If you receive an alert for a transaction you didn’t do, you can immediately turn off your card, stopping the thieves in their tracks.

Set spending limits on your cards. Monitor what spending is for, such as gas, hotel, travel, restaurants, or groceries.

Restrict transactions. Using your mobile device’s GPS, you can allow your cards to be used for transactions at certain locations or within a geographical range.

What about mobile wallet apps? With the wallet apps on your mobile device, you can upload your credit and debit cards to the app. Then at a point of purchase that accepts wallet pay transactions, you simply place your phone near the store’s payment device – the two machines will connect and complete the financial transaction for you. During the transaction with a mobile wallet app, card information is not transmitted during the transaction; instead, a one-time unique code is transferred, thereby keeping your card information out of the entire process and more secure.

CardValet and the mobile wallet apps are just two of the advanced electronic financial management tools available to help keep your card information secure.  Best of all, these apps are typically free of charge.

If you’re not a Noble Credit Union member, now’s the time join! When a current member refers a new member and the new member opens a membership with a checking account, each person will be automatically entered to win a Fresno Grizzlies VIP experience and Luxury Suite for 14, food and beverages included, for the Star Wars theme night on May 31, 2019.  Check out all the details and learn more about the electronic financial management tools available to Noble Credit Union members at